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NZ Budget 2026: What your small business needs to know

“At a time when many New Zealand families and businesses are still under pressure from higher living costs and global uncertainty, this Budget takes careful steps to support New Zealanders now while strengthening the economy for the years…

What are cash reserves (and why does your small business need them)?

= 76% of SMEs have limited or no cash reserves, with 15% having no reserves at all, leaving businesses vulnerable to unexpected disruptions or economic downturns. ‘Seven critical business risks New Zealand SME owners face’, Acclime New Zealand News…

Understanding margin compression and its impact on your revenue

With operational costs escalating and the market still sensitive to price rises, you’ll have seen the term ‘margin compression’ being thrown around in many small business forecasts. But what exactly is margin compression? And how does this financial…

Getting the balance right with AI: 5 dos and don’ts

We’re experiencing an ‘AI revolution’ that’s changing the way we do business. AI agents and AI tools are everywhere, helping us to expand our capabilities, make our processes more efficient and drive a more data-driven, automated operational…

Keeping your cashflow strong in tough times

Small businesses are particularly vulnerable in tough economic times. When sales are slow, there are still overheads and salaries that need to be sorted. Pre-planning and being proactive can help you weather tighter economic periods and allow you to…

Getting ready for financial year end – 31 March

It’s hard to believe, but the end of the financial year (EOFY) is just days away. With only one week until the 31 March deadline, there are a few tactical moves we can make to optimise your tax position. Bank & Loan Statements Please ensure…

What does an accountant do?

The best accountants can do much more than just tax and compliance work for your business. They’re troubleshooters and strategic advisors for the business. Basically, having an accountant means that you can operate your business with more clarity…

How to claim expenses as a business

Q: What expenses can I claim as a business? And what’s the financial advantage of claiming for business expenses? When you’re running a business, there’s a multitude of operational costs and business expenses that you’ll incur in the everyday…

Why ‘strategic smallness’ could be a major benefit for your NZ business

We’re used to the prevailing motto in business being ‘bigger is better!’. So much of the strategic thinking and entrepreneurial ideas we’re surrounded by talk about the need for growth as the key driver of success, longevity and healthy profits. But…

Keeping your tax and expenses in check when you are self-employed

Working for yourself or running your own business? Set up robust systems for expenses & tax requirements so you can focus on your important tasks. We can help take the headaches out of your business accounting. Contracting or freelancing requires…